We Insure franchise: cost, fees and total investment
Short answer: The We Insure franchise fee is $50,000 and the total initial investment ranges from $69,445 to $136,945, with about $15,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the We Insure FDD.
What are the We Insure franchise fees and investment?
The We Insure franchise requires a franchise fee of $50,000 and a total initial investment of $69,445 to $136,945. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.
| Franchise fee (FDD Item 5) | $50,000 |
|---|---|
| Total initial investment (FDD Item 7) | $69,445 to $136,945 |
| Minimum liquid cash | $15,000 |
| US locations | 157 |
| Industry | Business Services (Accounting & Insurance) |
| Headquarters | Sunrise, Florida |
| Founded | 2009 |
| Franchising since | 2009 |
How does the We Insure investment compare with other business services franchises?
We Insure's minimum investment of $69,445 is above the median minimum investment of $67,093 across the 220 business services franchises in the SelectFranchiseList database. 102 of the other 219 brands in this industry start at a higher investment. Its franchise fee starting at $50,000 compares with an industry median of $35,000.
What should you verify in the We Insure FDD?
Verify six parts of the We Insure Franchise Disclosure Document before you sign, because figures change with every annual FDD:
- Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
- Item 7: the full investment range by expense line, including working capital.
- Item 19: whether We Insure discloses financial performance data, and which units it covers.
- Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
- Item 21: the franchisor's audited financial statements.
- Item 12: whether your territory is protected.
The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.
Which franchises are similar to We Insure?
These business services franchises have the closest minimum investment to We Insure:
| Franchise | Franchise fee | Total investment |
|---|---|---|
| Mr Payroll | $10,000 | $68,800 to $328,000 |
| Renaissance Executive Forums | $34,500 | $68,510 to $97,565 |
| Sophisticated Living | $25,000 | $68,300 to $88,500 |
| LOYALTY BUSINESS SERVICES | $40,000 | $68,200 to $99,700 |
| Connectshare | $50,000 | $71,010 to $97,020 |
See every brand in business services franchises.
Frequently asked questions
How much does a We Insure franchise cost?
The total initial investment for a We Insure franchise ranges from $69,445 to $136,945, including a franchise fee of $50,000, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.
How much cash do you need to open a We Insure franchise?
We Insure lists a minimum of about $15,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.
How many We Insure locations are there?
We Insure reported 157 US locations in the data compiled in October 2026. Item 20 of the FDD shows openings, closures and transfers for the last three years.
How long has We Insure been franchising?
We Insure started offering franchises in 2009 after the company was founded in 2009.
Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. We Insure and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by We Insure. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.