O'Charley's franchise: cost, fees and total investment
Short answer: The O'Charley's franchise fee is $15,000 to $40,000 and the total initial investment ranges from $2,104,500 to $3,140,000, with about $475,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the O'Charley's FDD.
What are the O'Charley's franchise fees and investment?
The O'Charley's franchise requires a franchise fee of $15,000 to $40,000 and a total initial investment of $2,104,500 to $3,140,000. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.
| Franchise fee (FDD Item 5) | $15,000 to $40,000 |
|---|---|
| Total initial investment (FDD Item 7) | $2,104,500 to $3,140,000 |
| Minimum liquid cash | $475,000 |
| US locations | Not reported |
| Industry | Food & Restaurant (Fast Casual) |
| Headquarters | Nashville, Tennessee |
| Founded | 1971 |
| Franchising since | 1986 |
How does the O'Charley's investment compare with other food & restaurant franchises?
O'Charley's's minimum investment of $2,104,500 is above the median minimum investment of $297,082 across the 1213 food & restaurant franchises in the SelectFranchiseList database. 25 of the other 1211 brands in this industry start at a higher investment. Its franchise fee starting at $15,000 compares with an industry median of $35,000.
By minimum investment, O'Charley's belongs with franchises over $500,000.
What should you verify in the O'Charley's FDD?
Verify six parts of the O'Charley's Franchise Disclosure Document before you sign, because figures change with every annual FDD:
- Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
- Item 7: the full investment range by expense line, including working capital.
- Item 19: whether O'Charley's discloses financial performance data, and which units it covers.
- Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
- Item 21: the franchisor's audited financial statements.
- Item 12: whether your territory is protected.
The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.
Which franchises are similar to O'Charley's?
These food & restaurant franchises have the closest minimum investment to O'Charley's:
| Franchise | Franchise fee | Total investment |
|---|---|---|
| Pizza Ranch | $30,000 | $2,101,500 to $2,962,000 |
| Bombshells Restaurant & Bar | $50,000 | $2,094,000 to $4,820,500 |
| Jollibee | $40,000 | $2,131,495 to $4,888,004 |
| Tony Roma's | $40,000 | $2,138,500 to $3,536,000 |
| Mr Gatti's Pizza | $50,000 | $2,143,000 to $3,837,097 |
See every brand in food & restaurant franchises.
Frequently asked questions
How much does a O'Charley's franchise cost?
The total initial investment for a O'Charley's franchise ranges from $2,104,500 to $3,140,000, including a franchise fee of $15,000 to $40,000, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.
How much cash do you need to open a O'Charley's franchise?
O'Charley's lists a minimum of about $475,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.
How many O'Charley's locations are there?
A current US unit count for O'Charley's is not reported in our data. Item 20 of the FDD lists the number of franchised and company-owned outlets.
How long has O'Charley's been franchising?
O'Charley's started offering franchises in 1986 after the company was founded in 1971.
Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. O'Charley's and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by O'Charley's. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.