Motto Mortgage franchise: cost, fees and total investment
Short answer: The Motto Mortgage franchise fee is $35,000 and the total initial investment ranges from $55,700 to $239,750, with about $20,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the Motto Mortgage FDD.
What are the Motto Mortgage franchise fees and investment?
The Motto Mortgage franchise requires a franchise fee of $35,000 and a total initial investment of $55,700 to $239,750. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.
| Franchise fee (FDD Item 5) | $35,000 |
|---|---|
| Total initial investment (FDD Item 7) | $55,700 to $239,750 |
| Minimum liquid cash | $20,000 |
| US locations | 228 |
| Industry | Real Estate |
| Headquarters | Denver, Colorado |
| Founded | 2016 |
| Franchising since | 2016 |
How does the Motto Mortgage investment compare with other real estate franchises?
Motto Mortgage's minimum investment of $55,700 is at or below the median minimum investment of $97,161 across the 116 real estate franchises in the SelectFranchiseList database. 78 of the other 115 brands in this industry start at a higher investment. Its franchise fee starting at $35,000 compares with an industry median of $34,750.
What should you verify in the Motto Mortgage FDD?
Verify six parts of the Motto Mortgage Franchise Disclosure Document before you sign, because figures change with every annual FDD:
- Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
- Item 7: the full investment range by expense line, including working capital.
- Item 19: whether Motto Mortgage discloses financial performance data, and which units it covers.
- Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
- Item 21: the franchisor's audited financial statements.
- Item 12: whether your territory is protected.
The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.
Which franchises are similar to Motto Mortgage?
These real estate franchises have the closest minimum investment to Motto Mortgage:
| Franchise | Franchise fee | Total investment |
|---|---|---|
| Nest Seekers | $25,000 to $85,000 | $56,910 to $449,390 |
| Blue Moon Estate Sales | $24,500 to $57,000 | $57,015 to $113,325 |
| Sunbelt | $34,500 to $49,500 | $57,950 to $118,500 |
| Iron Valley Real Estate | $5,000 to $15,000 | $58,500 to $206,500 |
| Realty Executives | $35,000 | $52,700 to $430,500 |
See every brand in real estate franchises.
Frequently asked questions
How much does a Motto Mortgage franchise cost?
The total initial investment for a Motto Mortgage franchise ranges from $55,700 to $239,750, including a franchise fee of $35,000, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.
How much cash do you need to open a Motto Mortgage franchise?
Motto Mortgage lists a minimum of about $20,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.
How many Motto Mortgage locations are there?
Motto Mortgage reported 228 US locations in the data compiled in October 2026. Item 20 of the FDD shows openings, closures and transfers for the last three years.
How long has Motto Mortgage been franchising?
Motto Mortgage started offering franchises in 2016 after the company was founded in 2016.
Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. Motto Mortgage and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by Motto Mortgage. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.