H&H Bagels franchise: cost, fees and total investment

Franchise data compiled October 2026 | Not affiliated with H&H Bagels

Short answer: The H&H Bagels franchise fee is $40,000 and the total initial investment ranges from $660,110 to $1,020,860, with about $150,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the H&H Bagels FDD.

What are the H&H Bagels franchise fees and investment?

The H&H Bagels franchise requires a franchise fee of $40,000 and a total initial investment of $660,110 to $1,020,860. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.

Franchise fee (FDD Item 5)$40,000
Total initial investment (FDD Item 7)$660,110 to $1,020,860
Minimum liquid cash$150,000
US locations6
IndustryFood & Restaurant (Fast Casual)
HeadquartersNew York
Founded1972
Franchising since2021

How does the H&H Bagels investment compare with other food & restaurant franchises?

H&H Bagels's minimum investment of $660,110 is above the median minimum investment of $297,082 across the 1213 food & restaurant franchises in the SelectFranchiseList database. 232 of the other 1211 brands in this industry start at a higher investment. Its franchise fee starting at $40,000 compares with an industry median of $35,000.

By minimum investment, H&H Bagels belongs with franchises over $500,000.

What should you verify in the H&H Bagels FDD?

Verify six parts of the H&H Bagels Franchise Disclosure Document before you sign, because figures change with every annual FDD:

  1. Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
  2. Item 7: the full investment range by expense line, including working capital.
  3. Item 19: whether H&H Bagels discloses financial performance data, and which units it covers.
  4. Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
  5. Item 21: the franchisor's audited financial statements.
  6. Item 12: whether your territory is protected.

The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.

Which franchises are similar to H&H Bagels?

These food & restaurant franchises have the closest minimum investment to H&H Bagels:

FranchiseFranchise feeTotal investment
Bb.q Chicken$45,000$661,000 to $1,289,000
Smoothie King$25,000 to $30,000$661,150 to $1,277,650
Pizza Cat$25,000 to $50,000$657,000 to $1,688,500
Growler USA Microbrew Pub$35,000$656,263 to $837,772
Blaze Pizza$30,000$666,900 to $1,143,000

See every brand in food & restaurant franchises.

Frequently asked questions

How much does a H&H Bagels franchise cost?

The total initial investment for a H&H Bagels franchise ranges from $660,110 to $1,020,860, including a franchise fee of $40,000, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.

How much cash do you need to open a H&H Bagels franchise?

H&H Bagels lists a minimum of about $150,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.

How many H&H Bagels locations are there?

H&H Bagels reported 6 US locations in the data compiled in October 2026. Item 20 of the FDD shows openings, closures and transfers for the last three years.

How long has H&H Bagels been franchising?

H&H Bagels started offering franchises in 2021 after the company was founded in 1972.

Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. H&H Bagels and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by H&H Bagels. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.