Community Loan Center franchise: cost, fees and total investment
Short answer: The Community Loan Center franchise fee is $10,000 and the total initial investment ranges from $314,650 to $469,925, with about $70,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the Community Loan Center FDD.
What are the Community Loan Center franchise fees and investment?
The Community Loan Center franchise requires a franchise fee of $10,000 and a total initial investment of $314,650 to $469,925. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.
| Franchise fee (FDD Item 5) | $10,000 |
|---|---|
| Total initial investment (FDD Item 7) | $314,650 to $469,925 |
| Minimum liquid cash | $70,000 |
| US locations | 18 |
| Industry | Business Services |
| Headquarters | Brownsville, Texas |
| Founded | 1995 |
| Franchising since | 2014 |
How does the Community Loan Center investment compare with other business services franchises?
Community Loan Center's minimum investment of $314,650 is above the median minimum investment of $67,093 across the 220 business services franchises in the SelectFranchiseList database. 15 of the other 219 brands in this industry start at a higher investment. Its franchise fee starting at $10,000 compares with an industry median of $35,000.
By minimum investment, Community Loan Center belongs with franchises from $250,000 to $500,000.
What should you verify in the Community Loan Center FDD?
Verify six parts of the Community Loan Center Franchise Disclosure Document before you sign, because figures change with every annual FDD:
- Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
- Item 7: the full investment range by expense line, including working capital.
- Item 19: whether Community Loan Center discloses financial performance data, and which units it covers.
- Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
- Item 21: the franchisor's audited financial statements.
- Item 12: whether your territory is protected.
The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.
Which franchises are similar to Community Loan Center?
These business services franchises have the closest minimum investment to Community Loan Center:
| Franchise | Franchise fee | Total investment |
|---|---|---|
| TMG Professional Recruiting | $20,000 | $315,250 to $618,000 |
| ASI System | $45,000 | $308,500 to $328,500 |
| AltoCFO | $50,000 | $325,100 to $467,500 |
| DOXA | $60,000 | $299,500 to $1,006,500 |
| AlphaGraphics | $49,750 | $295,789 to $378,689 |
See every brand in business services franchises.
Frequently asked questions
How much does a Community Loan Center franchise cost?
The total initial investment for a Community Loan Center franchise ranges from $314,650 to $469,925, including a franchise fee of $10,000, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.
How much cash do you need to open a Community Loan Center franchise?
Community Loan Center lists a minimum of about $70,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.
How many Community Loan Center locations are there?
Community Loan Center reported 18 US locations in the data compiled in October 2026. Item 20 of the FDD shows openings, closures and transfers for the last three years.
How long has Community Loan Center been franchising?
Community Loan Center started offering franchises in 2014 after the company was founded in 1995.
Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. Community Loan Center and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by Community Loan Center. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.