Ameriprise franchise: cost, fees and total investment
Short answer: The Ameriprise franchise fee is $1,500 and the total initial investment ranges from $12,098 to $130,363, with about $10,000 in liquid cash required, based on franchise disclosure data compiled in October 2026. Confirm current figures in Items 5 and 7 of the Ameriprise FDD.
What are the Ameriprise franchise fees and investment?
The Ameriprise franchise requires a franchise fee of $1,500 and a total initial investment of $12,098 to $130,363. The franchise fee is one line inside the total investment, which also covers location, equipment, opening inventory and working capital.
| Franchise fee (FDD Item 5) | $1,500 |
|---|---|
| Total initial investment (FDD Item 7) | $12,098 to $130,363 |
| Minimum liquid cash | $10,000 |
| US locations | 5,578 |
| Industry | Business Services |
| Headquarters | Minneapolis, Minnesota |
| Founded | 1971 |
| Franchising since | 1999 |
How does the Ameriprise investment compare with other business services franchises?
Ameriprise's minimum investment of $12,098 is at or below the median minimum investment of $67,093 across the 220 business services franchises in the SelectFranchiseList database. 205 of the other 219 brands in this industry start at a higher investment. Its franchise fee starting at $1,500 compares with an industry median of $35,000.
By minimum investment, Ameriprise belongs with franchises under $50,000.
What should you verify in the Ameriprise FDD?
Verify six parts of the Ameriprise Franchise Disclosure Document before you sign, because figures change with every annual FDD:
- Item 5 and Item 6: the current franchise fee, royalty, marketing fund and technology fees.
- Item 7: the full investment range by expense line, including working capital.
- Item 19: whether Ameriprise discloses financial performance data, and which units it covers.
- Item 20: openings, closures and transfers, plus contacts for current and former franchisees.
- Item 21: the franchisor's audited financial statements.
- Item 12: whether your territory is protected.
The full list of Items is in the FDD guide. You must receive the FDD at least 14 calendar days before you sign a binding agreement or pay any money.
Which franchises are similar to Ameriprise?
These business services franchises have the closest minimum investment to Ameriprise:
| Franchise | Franchise fee | Total investment |
|---|---|---|
| Clearview Insurance | $10,000 to $25,000 | $12,000 to $17,000 |
| Estrella Insurance | $10,000 to $25,000 | $12,250 to $84,000 |
| Network Lead Exchange | $9,500 | $12,450 to $25,245 |
| Sanford Rose Associates | $7,500 | $11,400 to $14,800 |
| Coffee News | $9,900 | $11,150 to $12,250 |
See every brand in business services franchises.
Frequently asked questions
How much does a Ameriprise franchise cost?
The total initial investment for a Ameriprise franchise ranges from $12,098 to $130,363, including a franchise fee of $1,500, according to franchise disclosure data compiled in October 2026. The exact amount depends on location, build-out and working capital, as shown in Item 7 of the FDD.
How much cash do you need to open a Ameriprise franchise?
Ameriprise lists a minimum of about $10,000 in liquid cash. Lenders usually finance part of the remaining investment, and the franchisor confirms its capital requirements during qualification.
How many Ameriprise locations are there?
Ameriprise reported 5,578 US locations in the data compiled in October 2026. Item 20 of the FDD shows openings, closures and transfers for the last three years.
How long has Ameriprise been franchising?
Ameriprise started offering franchises in 1999 after the company was founded in 1971.
Figures are compiled from franchise disclosure data and public franchise listings as of October 2026 and may have changed. Ameriprise and its trademarks belong to their owner; SelectFranchiseList is not affiliated with or endorsed by Ameriprise. This page is not an offer to sell a franchise. Only the franchisor's current FDD is authoritative.